Help with home improvements

Draught-proofing is one of the most effective ways to save energy, money and carbon. For an estimated cost of £240, professional draught-proofing of windows, doors, floors and skirting boards will save you £95 a year and reduce your household carbon emissions by 220kg. If your budget doesn’t stretch to a professional job, heavy, lined curtains are an affordable quick fix, helping to keep more heat in your home. If you’re ready to apply for a loan for home improvements, there are few things you should have to hand before you begin your online application.

  • It helps homeowners or private sector tenants who are elderly, disabled or on low incomes to repair, maintain or adapt their homes.
  • The team works closely with Occupational Therapists and suppliers of specialist equipment to design and create living spaces that enable people to live independent lives.
  • Monday to Thursday 8.30am -5.00pm and Friday 8.30am – 4.30pm or email us
  • At Novuna Personal Finance, we also have our own eligibility criteria that you’ll have to fulfil.
  • Set your thermostat to the lowest comfortable temperature, typically between 18°C and 21°C.
  • Please note, you must be an existing Santander customer to apply for loans above £20,000.

For a small fee, anyone requiring works or adaptations, who do not qualify for a Disabled Facilities Grant or Loan, can also use this service. It manages the relationship between the householder and contractors to ensure that scheduled works are value for money and meet the householder’s and the council’s requirements. It helps homeowners or private sector tenants who are elderly, disabled or on low incomes to repair, maintain or adapt their homes. Please select an area to find out what is allowed and what will need permission. Scroll to the bottom to use our tool and find out what improvements you can make to your home, and how to get approval before you begin. We want you to make your home your own but you may need to get approval before you make any improvements.

Add value to your home

Once released, your loan funds will be in your chosen bank account within 2 working days. We provide one personal loan which may be used for multiple purposes. However if the property is in defects, these, or any other improvements, are not allowed. Your letter of permission will say if fixtures and fittings you have installed can be removed when you move out. If allowed, you must put your property back to its original condition.

home improvement

Using a personal loan is the ideal way to transform your home and add value to your property, without the initial outlay. The main scheme is a home energy efficiency scheme known as the Energy Company Obligation , provided by the government. A local authority must give you a disabled facilities grant if you meet the conditions for getting one. If you’ve taken out a loan to make home improvements you might be able to get a government loan to help with interest payments. If you’re disabled, a local authority must provide application forms in a form you can use, for example, in large print.

Keep warm keep well energy advice and winter warmth service all tenures

We’re here to guide you through all the available choices, along with the sometimes complicated options to help make buying double glazing products a pleasant and easy process. At Novuna Personal Finance we specialise in unsecured personal loans. So when you take out a home improvement loan with us, there’s no collateral or security required. Our lending decisions are based purely on your creditworthiness and your ability to repay the loan. Living in a cold home has a whole host of health implications for the elderly, the young and those with long term health conditions. If you belong to one of these vulnerable groups or are struggling to afford your gas and electricity bills then our Energy Advice and Winter Warmth service can support you to afford to keep warm in your home.

Helping you get around at home so you can care for someone who lives with you and needs care. If your home is in need of repair, your landlord might have to do the repairs you need.


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