How we renovated a house

We offer an interest-only mortgage only when you have a qualifying repayment vehicle to support this for example an established ISA, endowment policies or Pension Plan. Our mortgage calculator is for illustrative purposes only and is designed to give an indication of the amount that we may be able to lend. The actual amount that we may be able to lend will depend on a full assessment of affordability, the property value and the size of your deposit. In the renovation of this seventies house, the owners were faced with an odd, long space. They have treated it as two spaces, describing one end as the ‘winter end’, where they have cast iron radiators and cosier decorations, and the other as the ‘summer end’ with a sunny bay window overlooking the garden. The Bath stone fireplace in this cottage renovation is a stunning focal point in the mast bedroom and is shown off to full effect thanks to the new rooflights that bring bright light shining in on to it.


If you’re buying a property that needs some extra love and care, don’t be afraid to take a closer look into the details. You might be prepared to put a lot of work into getting the surface level up to scratch, such as decorating or switching up the layout, but there can be hidden costs lurking in the background. My Home Move Conveyancing is a trading style of Premier Property Lawyers Limited. With over 300 conveyancers, Premier Property Lawyers is the largest residential conveyancing law firm in the UK.

What we wish we knew before we started renovating

Our Standard Policy is for renovators who require cover for restricted perils. “Renovation Insurance Brokers’ advice has not only been very informative, but their approach has been gentle and extremely supportive of my needs. The Royal Horticultural Society is the UK’s leading gardening charity. We aim to enrich everyone’s life through plants, and make the UK a greener and more beautiful place.

Buildings and public liability insurance cover may be required to protect against damage, fire, construction works, and so on. It is important to get a detailed assessment of the condition of the building. A chartered surveyor can be commissioned to provide a building report identifying essential repairs or further investigation that is needed. This will also help identify the type of construction used throughout the structure which can provide a steer in terms of appropriate redesign and construction techniques. Carefully preparing for before starting is crucial terms of estimating the likely cost and programme and ultimately delivering a successful, problem-free project.

  • This approach makes it hard to find the necessary funding to complete extensive renovation projects.
  • At Resi, we recommend you set aside 10% of the total construction costs to help cushion the blow should your project face some bad luck.
  • As experts in building contract compliant insurance, we work to ensure the property is protected during the renovation process.
  • The Financial Conduct Authority has laid down detailed rules about the service we must offer on regulated residential mortgages.
  • Another experienced professional should be able to spot red flags on your behalf.

However, that means there are often a few surprises lurking beneath floors or in walls – and these surprises could affect your budget. Firstly, the amount of work you’re undertaking and the time it will take. Alternatively, you should look for properties where work can be completed under Permitted Development. It’s easy to spot a property in need of work simply by looking through the online portals like Rightmove and Zoopla.

The National Self Build and Renovation Show

– if your property becomes uninhabitable due to loss or damage from the building works. Watch our short video to understand the increased risks, cost and duration of building works. Our 2020 Happy Homes research found that where will live has a huge impact on our well-being, however, how many of us think about this when we design? The Resi Dashboard is a crucial tool for our customers when taking on a home project, and we’re incredibly excited to announce it’s upgrading! When it comes to hiring a contractor, you want to make sure you’re going through their proposed contract with a fine-toothed comb.

As such, our combined conveyancing experience levels amount to over one thousand years with a team consisting of Licensed Conveyancers, Solicitors and Legal Executives. We are part of the Simplify group of companies which also includes Advantage Property Lawyers, Cook Taylor Woodhouse, DC Law inc GB Law and JS Law. Older houses can be more susceptible to these issues and demand you use specific renovation techniques that cost more money. You may find the electrics are outdated and need replacing, while subsidence issues can also drive up costs. On the other hand, you may discover that ripping up some old vinyl flooring reveals a beautiful set of original wooden floorboards underneath. Recommendations from friends or family can be very useful, while there are other sources you can use to learn more about previous work people have done.


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