Adapting homes

You’ll have to pay the SMI loan back, but usually only when you sell your home or give it to someone else. Find out if you can get SMI and what to think about before you apply. Explore our interactive …

Adapting homes

Generally, a local authority does not have to pay a grant or loan within any particular time limit. However, if your local authority’s own rules set a time limit, it must pay you within this time limit. They can enhance …