Purchase cards tend to offer a 0% interest rate for a promotional period, which may last between 3-20 months. As long as you pay off the card in full before this period ends, you won’t have to pay interest. However, …

If you apply for an unsecured home improvement loan, your payments could end up being higher. This may mean you have cashflow problems if renovations end up becoming more costly than you anticipated – for example, if building work runs …

Another potential option is to borrow more money on your existing mortgage to pay for home improvements. Use our handy loan calculator to work out how much your loan payments could be. All loans are subject to application, financial circumstances …

However, you should allow between seven to 14 days for your application to be processed and the money to be transferred to your bank account. However, an unsecured loan doesn’t require any assets as collateral. If you have a strong …

You may not be able to borrow as much as you could with a secured loan. The rate you are offered may be different to the rate shown in the calculator. 3.4% APR representative for loans of £7,500 to £25,000 …